Access Experience
Money & Financial Life
The behaviour and relationship side of money — the conversations, not the products.
Not another article, forum or AI answer — a paid one-to-one conversation with an experienced Australian who has actually been there.
These are conversations about experience and perspective — general information only, not personal financial advice. For regulated financial advice, speak with a licensed adviser.
A few words is enough — you can add detail once we’ve found your match.
- Getting out of debt
- Investing for the first time
- Living on a lower income or cost-of-living pressure
- Making sense of superannuation
- Money and my relationship or family
- Planning financially for retirement
- Sudden money (inheritance, windfall, payout)
Getting out of debt
- “I'm considering bankruptcy or a debt agreement — is it my only option?”
- “I'm drowning in credit card debt and don't know where to start”
- “I'm stuck in an Afterpay / Zip Buy Now Pay Later spiral”
- “My HECS/HELP debt keeps growing and it's stressing me out”
- “Should I consolidate all my debts into one loan?”
Investing for the first time
- “ETFs vs individual shares — what should a beginner actually do?”
- “How do I start investing for my kids' future?”
- “I have a lump sum saved — how do I actually invest it?”
- “I want to start investing but have no idea where to begin”
- “Is crypto worth the risk for someone just starting out investing?”
- “Should I invest or pay off debt first?”
Living on a lower income or cost-of-living pressure
Making sense of superannuation
- “How do I choose the right super fund or investment option?”
- “How much super do I actually need to retire comfortably?”
- “I don't understand my superannuation and I'm turning 40”
- “I'm self-employed — how do I even do superannuation?”
- “Should I consolidate my multiple super accounts?”
- “Should I salary sacrifice extra into super?”
Money and my relationship or family
- “How do I set financial boundaries with family who keep asking for money?”
- “How do I talk to my kids about money?”
- “How do we split our finances during a separation or divorce?”
- “I just found out my partner has secret debt — what do we do now?”
- “My partner and I have very different spending habits — how do we manage money together?”
- “Should we combine our finances when we move in together or get married?”
Planning financially for retirement
Sudden money (inheritance, windfall, payout)
- “I got a big redundancy payout — how do I make it last?”
- “I just inherited money and don't know what to do with it”
- “I received a large compensation or insurance payout — what now?”
- “I sold my house or business and now have a big lump sum sitting in the bank”
- “I'm worried about blowing my inheritance or windfall”
Not seeing yours?
Describe your situation in your own words — we’ll find someone who’s been there.
Tell us your situation